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No Annual Fee Credit Cards
We continuously monitor the market in order to bring you the best credit card deals in each category.
The best credit card offers are presented side by side, which enables you to compare them instantly by key factors such as interest rates, fees, etc.
However, if you would like to learn more about any particular offer just click on the credit card name or email us for help.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 15.24% $0 - Intro 0% Fixed APR for up to 12 months.
- No Annual Fee.
- Earn 2 miles per $1 on travel purchases.
- Earn 1 mile per $1 on all other purchases.
- Redeem for airline tickets, cash, gift cards and more.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 15.24% $0 - 0% Intro APR for 6 months.
- No Annual Fee.
- Earn 15 Karma Points just by getting approved for a Chase credit card.
- Share points with friends, give points to support causes.
- Get music, movies, electronics and more with your Karma Points in the Chase +1 store.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 15.24% $0 - No Annual Fee.
- Receive $50 after you make your first purchase.
- 3% Cash Back in your top 3 everyday spending categories.
- 1% Cash Back for every $1 you spend on all other purchases.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for up to 12 months.
- No Annual Fee.
- Earn up to 5% cash back.
- No merchant or category spending restrictions.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for up to 12 months.
- No Annual Fee.
- FREE Online Account Access.
- Interest-free grace period when you pay your bill in full each month.
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 14.24% $0 - 0% Intro APR on BT for 6 months.
- No Annual Fee.
- Earn up to 10% in introductory rebates.
- Double Rebates for two months.
- 5% rebates on all participating BP location purchases.
- 2% rebates on all eligible travel and dining purchases.
- 1% rebates on all other eligible purchases.
- Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 9.24% $0 - 0% Intro APR for 12 months.
- No Annual Fee.
- Free Online Reporting.
- Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection.
- Visa Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for 12 months.
- No Annual Fee.
- 1% Cash Back on all purchases.
- 3% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for 12 months.
- No Annual Fee.
- 1,000 Bonus Points with your first purchase.
- Earn 1 point for every dollar in purchases.
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for up to 12 months.
- No Annual Fee.
- Earn 1 point for every $1 you spend.
- Choose from a variety of great brand name products.
- Earn airline tickets, hotel stays or car rentals.
- Redeem 3,500 points and receive a $25 check.
- Get free stuff from your favorite stores and restaurants.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 11.24% $0 - 0% Intro APR for up to 6 months.
- No Annual Fee.
- 6% cash rebate on ALL gas purchases during the first 90 days.
- 3% rebates on ALL gas purchases at ANY gas station after the first 90 days.
- 1% rebates on ALL other purchases.
- Free and easy online account access.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for up to 12 months.
- No Annual Fee.
- Free Online Account Access.
- Free travel services.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 16.99% $0 - 0% Interest on Purchases for 6 months.
- No Annual Fee.
- 5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more*.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Build Your Credit History.
- Easy Online Account Management Tools.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 16.99% $0 - 0% Interest on Purchases for 6 months.
- No Annual Fee.
- Build Your Credit History.
- Full 5% Cashback Bonus on gas and auto maintenance purchases.
- Up to 1% unlimited Cashback Bonus on all other purchases.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 3.9% 6 months 10.99% $0 - 3.9% Intro APR.
- No Annual Fee.
- 5% to 20% Cashback Bonus.
- Earn up to 1% Cashback Bonus on all other purchases.
- Pay-On-Time Bonus equal to a full month′s interest.
- Unlimited cash rewards.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 13.99% $0 - 0% Intro APR on Balance Transfers for 12 months.
- No Annual Fee.
- 12,000 Bonus Miles.
- Earn Double Miles on gas and travel.
- Get up to 1 Mile per dollar on all other purchases.
- Travel with no restrictions - book any airline, any date, any seat.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 16.99% $0 - 0% Intro APR on Purchases for 6 Months.
- No Annual Fee.
- 5% Cashback Bonus® in categories that change four times a year like travel, apparel, gas, restaurants, movies, and more.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Easy Online Account Management Tools.
- Build Your Credit History.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 16.99% $0 - 0% Interest on Purchases for 6 months.
- No Annual Fee.
- 5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more*.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Build Your Credit History.
- Easy Online Account Management Tools.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 13.99% $0 - 0% Intro APR on Balance Transfers and Card Purchases for 12 months.
- No Annual Fee.
- 5% Cashback Bonus on office supplies, 2% on gas and up to 1% on all other purchases.
- Unlimited cash rewards that never expire.
- Fee-free Purchasechecks that earn Cashback Bonus to pay merchants who don′t accept credit cards.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR.*
- No Annual Fee.
- 5% Cashback Bonus®.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Choose from 5 exciting sealife designs.
- Unlimited cash rewards that never expire.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR.*
- No Annual Fee.
- Full 5% Cashback Bonus on gas and auto maintenance purchases.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Unlimited cash rewards that never expire.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR on Purchases and Balance Transfers for 6 months.
- No Annual Fee.
- Book any travel, anytime with no blackout dates or restrictions.
- Double Miles on up to $3,000 in travel and restaurant purchases each year.
- 1 Mile for every $1 on all your other purchases.
- Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles.
- Online Account Access.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR.*
- No Annual Fee.
- 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Unlimited cash rewards that never expire.
- $0 Fraud Liability Guarantee.
- Choose from 5 exciting wildlife designs.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 16.99% $0 - 0% Interest on Purchases for 6 months.
- No Annual Fee.
- 5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more*.
- Up to 1% Cashback Bonus on all other purchases automatically.
- Build Your Credit History.
- Easy Online Account Management Tools.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR.*
- No Annual Fee.
- 5% Cashback Bonus®.**
- Up to 1% Cashback Bonus on all other purchases automatically.
- Unlimited cash rewards.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR.*
- No Annual Fee.
- 5% Cashback Bonus®.**
- Up to 1% Cashback Bonus on all other purchases automatically.
- Unlimited cash rewards.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.99% $0 - 0% Intro APR.*
- No Annual Fee.
- 5% Cashback Bonus®.**
- Up to 1% Cashback Bonus on all other purchases automatically.
- Unlimited cash rewards.
- $0 Fraud Liability Guarantee.
Intro APR Intro Period Regular APR Annual Fee 0% 3 months 15.99% $0 - 0% Intro APR on Purchases for 3 months.
- No Annual Fee.
- Earn 5% Cash Back for buying gas.
- Earn 3% Cash Back for eating out.
- Earn 2% Cash Back for traveling.
- Earn 1% Cash Back for everywhere else, including Costco.
- Rebates are awarded annually in the form of an in-store coupon.
Intro APR Intro Period Regular APR Annual Fee 0% 3 months 15.24% $0 - 0% Intro APR on Purchases for 3 months.
- No Annual Fee.
- Earn 3% Cash Back for gasoline.
- Earn 3% Cash Back for restaurants.
- Earn 2% Cash Back for travel.
- Earn 1% Cash Back everywhere else, including Costco.
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
- The flexibility to pay charges over time.
- No Limit on the Cash Back earned.
Intro APR Intro Period Regular APR Annual Fee 0% 15 months 8.99% $0 - 0% Intro APR on Purchases for 15 months.
- No Annual Fee.
- Earn 1 Membership Rewards point for virtually every dollar you spend.
- Points have no expiration date.
- There is no limit to the number of points you can earn.
- Option to enroll in Fee-Free Rewards Program.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 11.24% $0 - 0% Intro APR for up to 12 months.
- 5.99% fixed APR on balance transfers.
- Automatic Rewards.
- Flexibility to pay over time.
- User-friendly credit report and score.
- American Express World-Class Customer Service.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 6% $0 - 0% Intro APR on purchases for the first 12 months.
- No Annual Fee.
- Earn 5% cash back on gas, office supplies, and wireless services.
- Earn 1% cash back on virtually all other purchases.
- Cash back is automatically credited to the statement each month.
- Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 9.99% $0 - 0% Intro APR on purchases for the first 12 months.
- No Annual Fee.
- 5,000 bonus points with first purchase.
- Redeem for savings on any flight, hotel, car rental or cruise.
- No blackout dates and no restrictions.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.24% $0 - 0% Intro APR on purchases for 6 months.
- No Annual Fee.
- Signature Benefits.
- Points good on any airline, hotel, cruise and more.
- No blackout dates, no travel restrictions.
- Unlimited rewards: no point caps or expiration dates.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 9.24% $0 - 0% Intro APR for 6 months.
- No Annual Fee.
- Earn one INSIDE Rewards point for every eligible dollar you spend, whether you′re in Chicago or not.
- Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 9.24% $0 - 0% Intro APR for 6 months.
- No Annual Fee.
- Earn one INSIDE Rewards point for every eligible dollar you spend, whether you′re in Los Angeles or not.
- Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York.
Intro APR Intro Period Regular APR Annual Fee 0% 12 months 8.99% $0 - 0% Intro APR on purchases for 12 months.
- No Annual Fee.
- Earn points towards retail, entertainment and dining rewards.
- Earn points on purchases made by Additional Cardmembers.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 9.24% $0 - 0% Intro APR for 6 months.
- No Annual Fee.
- Option to carry a balance.
- One INSIDE Rewards point for every dollar spent.
- Plus INSIDE Double points on City Essentials.
Intro APR Intro Period Regular APR Annual Fee n/a n/a n/a $0 - Receive 5,000 bonus points on your first purchase.
- Fee-free for the first year - a $95 savings.
- No preset spending limit or finance charges.
- Earn One Membership Reward point for virtually every dollar you spend with no limits and no expiration dates.
- Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 8.99% $0 - 0% Purchase APR for the first 6 months.
- No Annual Fee.
- Earn up to 5% Cash Rebate.
Intro APR Intro Period Regular APR Annual Fee n/a n/a n/a $0 - Earn up to 40,000 bonus points in one year.
- Fee free for the first year a savings of $125.
- Save up to 25% in business expenses.
- No pre-set spending limit and no finance charges.
- Discounts with FedEx, Delta®, Courtyard by Marriott®, and more.
- Automatic Complimentary enrollment in the Membership Rewards program.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
Intro APR Intro Period Regular APR Annual Fee 2.90% 6 months 15.24% $0 - 2.90% Intro APR for 6 months.
- No Annual Fee.
- Earn 10,000 Hilton HHonors bonus points with your first purchase.
- Earn 30,000 HHonors bonus points when you spend $5,000 in 5 months.
- Get 5 HHonors bonus points for each eligible dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more.
- Get 3 HHonors bonus points for every eligible dollar you spend on purchases.
- So you can earn both Hilton HHonors points and AIRLINE MILES at any of more than 2,300 participating hotels worldwide.
Intro APR Intro Period Regular APR Annual Fee 0% 6 months 10.24% $0 - 0% Intro APR on purchases for 6 months.
- No Annual Fee.
- Up to 5% Cash Back with Unlimited Cash Rewards.
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance.
- Earn unlimited cash back.
- Flexibility to pay over time.
Intro APR Intro Period Regular APR Annual Fee 0% 15 months 10.24% $0 - 0% Intro APR on Purchases for 15 months!
- 4.99% APR on Balance Transfers.
- No Annual Fee.
- Fee-Free Rewards Program.
- Earn 1 point for every $1 you spend.
- No Limit to the number of points you can earn!
- Balance transfer fee: 3% of each balance transfer associated with this offer.
Intro APR Intro Period Regular APR Annual Fee 0% until june 2009 9.99% - 19.89% $0 - 0% Intro APR on Purchases until June 2009.
- Earn 1 mile for each purchase dollar spent.
- No Annual Fee.
- Redeem for travel, cash back, merchandise, and more.
- No limit on the miles you can earn.
- Fly any airline, with no blackout dates or seat restrictions.
Intro APR Intro Period Regular APR Annual Fee 0% until june 2009 9.99% - 19.89% $0 - 0% Intro APR on Purchases until June 2009.
- Credit line up to $7,000.
- No Annual Fee.
- Free employee cards upon request.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 11.4% $0 - Card for people with Excellent Credit.
- 11.4% APR on purchases and balance transfers.
- Earn 3 miles per dollar on purchases at department stores, wholesale clubs, and more.
- Earn 1 mile per dollar for all other purchases.
- No expiration date on miles and no limit on the miles you can earn.
- No blackout dates or seat restrictions.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 11.4% $0 - Card for people with Excellent Credit.
- 11.4% APR on purchases and balance transfers.
- No Annual Fee.
- Earn 2 miles per dollar spent on travel and gas purchases, and 1.25 miles per dollar on all other purchases.
- No limit on the miles you can earn.
- Miles rewards on purchases from day one.
- Rewards won′t expire for the life of your account.
- No blackout dates or seat restrictions.
- No expiration date on miles and no limit on the miles you can earn.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 11.4% $0 - Card for people with Excellent Credit.
- 11.4% APR on purchases and balance transfers.
- No Annual Fee.
- Earn 3 miles per dollar spent on travel and gas purchases, and 1 mile per dollar on all other purchases.
- No limit on the miles you can earn.
- Miles rewards on purchases from day one.
- Rewards won′t expire for the life of your account.
- No blackout dates or seat restrictions.
- No expiration date on miles and no limit on the miles you can earn.
Intro APR Intro Period Regular APR Annual Fee 0% until october 2008 17.8% $0 - Card for credit that Needs Some Improvement.
- 0% Intro APR on Purchases until October 2008.
- No Annual Fee.
- No Balance Transfer fees.
- A manageable credit line to help control your finances.
- $0 fraud liability if your card gets lost or stolen.
- Online account services.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 13.9% $0 - Card for people with Excellent Credit.
- 13.9% APR on purchases and balance transfers.
- No Annual Fee.
- Earn 2 points per dollar spent at gas stations, major grocery and drug stores.
- 1 point for every dollar spent on other purchases.
- Points won′t expire for the life of your account and there′s no limit to the number of points you can earn.
Intro APR Intro Period Regular APR Annual Fee 0% until june 2009 14.99% - 19.89% $0 - 0% Intro APR on Purchases until June 2009.
- 1% cash back on all purchases with no category limits and no restrictions.
- A 25% bonus each year on cash you earned the previous year.
- No Annual Fee.
- Free employee cards with individual spending limits.
- Each employee′s purchases will be itemized on your statement for easy recordkeeping.
- Choose how and when you want to receive your cash back reward.
- Free year-end summary.
- No foreign transaction fees.
Intro APR Intro Period Regular APR Annual Fee 0% until june 2009 14.99% - 19.89% $0 - 0% Intro APR on Purchases until June 2009.
- Double miles on travel and entertainment purchases.
- No Annual Fee.
- Earn one mile per dollar on all other purchases.
- Redeem miles for cash back, flights, gift cards merchandise and more.
- Fly on any airline with no blackout dates or seat restrictions.
- Free employee cards with individual spending limits.
- Earn double miles at hotels, restaurants and more.
- Great for business travelers.
- Free year-end summary.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 16.9% $0 - Card for people with Above Average Credit.
- 16.9% APR on purchases and balance transfers.
- Earn 1.25 miles for each dollar spent on purchases.
- No expiration date on miles and no limit on the miles you can earn.
- No blackout dates or seat restrictions.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 16.9% $0 - For customers with above average credit.
- 16.9% APR on purchases and balance transfers.
- 1% Cash Back on all purchases.
- Request your Cash Back rewards whenever you want.
- No limit on Cash Back and rewards won′t expire for the life of your account.
- No Annual Fee.
- No balance transfer fee.
Intro APR Intro Period Regular APR Annual Fee 0% until october 2008 17.8% $0 - Card for credit that Needs Some Improvement.
- 0% Intro APR on Purchases until October 2008.
- No Annual Fee.
- Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 12.9% $0 - Card for people with Above Average Credit.
- 12.9% APR on purchases and balance transfers.
- No Annual Fee.
- No Balance Transfer Fees.
- Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 7.9% $0 - Card for people with Excellent Credit.
- 7.9% APR on purchases and balance transfers.
- No Annual Fee.
- Your APR will not increase simply because you pay late only once or go over your credit limit.
- No Balance Transfer fees.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 14.9% $0 - Card for people with Excellent Credit.
- 14.9% APR on purchases and balance transfers.
- 1% Cash Back on all purchases you make from day one.
- No limit on Cash Back and rewards won′t expire for the life of your account.
- Request your Cash Back rewards whenever you want.
Intro APR Intro Period Regular APR Annual Fee n/a n/a 13.9% $0 - Card for people with Excellent Credit.
- 13.9% APR on purchases and balance transfers.
- Earn 1.25 miles for each dollar spent on purchases.
- No blackout dates or seat restrictions.
- No expiration date on miles and no limit on the miles you can earn.
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