Apply for a Credit Card
Home | Credit Card Comparison | Credit Card Articles | Financial Advisory Services | News
 

Best Overall Cards
No Annual Fee Cards
Lowest APR Cards
Get Instant Approval
0% on Purchases
0% on Balance Transfers

Cards for Bad Credit
Cards for Bad / No Credit
Secured Credit Cards

Cash Rebates Cards
Frequent Flyer Cards
Point Rewards Cards
Gasoline Credit Cards
Hotel Rewards Cards

Excellent Credit
Good Credit
OK Credit
Bad Credit

American Express
Discover
MasterCard
Visa

Business Credit Cards
Student Credit Cards

Discount Payday Loans
Credit Cards
Free Credit Report
Credit Card Debt Relief
 
More Card - Clear
Apply for More Card - Clear
Intro APR Intro Period Regular APR Annual Fee
0% 6 months 10.99% $0
  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.
Apply for More Card - Clear

More Card - Clear Details

This Discover Card allows cardholders to not only open a regular credit card account but to gain cash back on purchases made throughout the year. By participating in each Get More program promoted by Discover, you can stay up to date on the outlets, stores and businesses that the company is affiliated with and by spending money in such places earn a higher percentage of your spending money back in $20 increments. Get More purchases will earn you 5% cash back, and for all purchases made on the Discover More Card in excess of $3000 you will earn another 1% cash back. Regular purchases that make up your first $3000 spent will earn you a lower percentage of cash back.

There are no annual fees on this card which makes it a standard Discover account, however there are many other fees included in the contract that you will need to be aware of before opening the account or using the card. In particular, late fees, overlimit fees, cash advance fees and balance transfer fees apply. Late fees for the card are calculated at $15 for any amount up to $500 and $39 for any amount exceeding that; this changes after the introductory offer ends December first 2007 so the amended fees will be $19 for any amount up to $250 and $39 for any amount over that. If you charge more to the card than you have actually been given in credit then you will need to pay an overlimit fee; this works out to $15 for anything up to $500 and $39 for anything over that amount. For cash advances you will be charged a standard Discover Card 3% with a $5 minimum for each transaction; the annual rate for advances is 23.99%.

If you want to make a balance transfer from another credit account, or several other accounts, to the Discover Card then these transactions will cost you 3% each with a $10 minimum and a $75 maximum. These transfers can only be done before December 1st so if you want these rates you need to make the transfers quickly. They will be processed within four weeks and done so in order of lowest amount owing to the highest. Discover suggests you continue to make payments on your existing accounts until you are certain the transfer has gone through.

For a pretty standard credit account with the ability to make balance transfers and to earn cash back on purchases this is a decent card to use.