• Card for people with Average / Limited History Credit.
• 0% Intro APR on Purchases until December 2008.
• Variable APR, currently 19.8%.
• No Annual Fee.
• No Balance Transfer fees.
• A manageable credit line to help control your finances.
• $0 fraud liability if your card gets lost or stolen.
• Online account services.

Standard Platinum for Young Adults Details

The Capital OneŽ Platinum Card for Students is for those students with a limited credit history who are not looking for any rewards.

Although there are no rewards, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping. This card has no annual fee, a 0% introductory rate that can be applied to purchases until October 2008, and an above average interest rate for purchases and balance transfers once the introductory rate expires.

Therefore, students with limited credit history who are not looking for any rewards and will make use of the additional services will benefit most from what the Capital OneŽ Platinum card has to offer.