• Earn up to 40,000 bonus points in one year.
• Fee free for the first year a savings of $125.
• Save up to 25% in business expenses.
• No pre-set spending limit and no finance charges.
• Discounts with FedEx, Delta®, Courtyard by Marriott®, and more.
• Automatic Complimentary enrollment in the Membership Rewards program.
• Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.

Business Gold Rewards Card® Details

As the original American Express cards had, this credit card has no spending limit and you cannot carry a balance on this card. It is meant for business purposes where there are generally large purchases made each month and the account is paid in full each billing period.

This card goes beyond the original card though as it offers gold rewards. This makes it much more attractive to the business user. Why not collect rewards if you can?

There is a $125 annual fee for this credit card. Additional cards cost $45 per year. Both the annual fee and additional card fees are waived for the first year. These fees are considerably higher than many other cards. Because this is a card meant to be used for large business accounts this fee is understandable. There are late fees that apply to this card as well. Those fees are based on state law and so they vary depending on where you live and consistently late payments will surely result in the withdrawal of your charge privileges.

You will receive 40,000 bonus reward points on your first purchase on this credit card. This is part of the welcome program. You will also receive bonus reward points if your spending reaches certain limits with this credit card. Spending between $20,000 and $49,999 will get you another 5,000 points and spending over $50,000 will get you a whopping 20,000 bonus points. After you pay your annual membership fee when you get to your second year, you will also get a bonus 10,000 points. This business card offers discounts on many FedEx services. This is a great bonus for anyone whose business uses FedEx regularly. Up to $1000 maximum discount can be taken each year.

There are also some savings with Delta Air Lines and JetBlue through this business card. You can save 3% of purchases made directly with Delta and JetBlue. A savings on flight purchases with a maximum of $1000 per year is something most business users will find useful.

Hertz, 1-800-FLOWERS.COM, Hertz and ExpensAble also offer savings to the Gold Rewards card users.

Again, this card is meant for business and commercial users. It is designed for those who charge a large amount to their card each month and pay it off as soon as the bill comes. Collecting rewards and bonus rewards on this kind of credit card use is very attractive to those business users who have not had this kind of incentive before.