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The best credit card has many criteria. The first criterion is that it has to have no annual membership fee. Credit card users do not want to pay for an annual membership fee on top of finance charges and other fees that they incur. There should be a zero percent introductory APR for at least six months to one year. The credit card companies listed on our homepage give excellent customer service and you will be taken to secure website when you decide to sign up for one of the best credit card deals.

We have gathered best best credit card deals in the industries. Please use the navigation on the left to choose the credit card type that meet your specific needs. We continuously monitor the market and we are proud to present you with the best credit card deals available.


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Discover® More Card - 18 Month Promotional Balance Transfer Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
6 months
12.99%
$0

  • 0% intro APR on purchases for 6 months, then the variable APR of 12.99% - 20.99%.
  • 0% intro APR on balance transfers for 18 months, then the variable APR of 12.99% - 20.99%.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus at over 200 top retailers through our online shopping mall.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.
Apply for Discover® More Card - 18 Month Promotional Balance Transfer
Discover® More Card - 18 Month Promotional Balance Transfer Details

Discover® Mix Tape Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
9 months
13.99%
$0

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
Apply for Discover® Mix Tape Card
Discover® Mix Tape Card Details

Discover® More Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
15 months
11.99%
$0

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus at over 200 top retailers through our online shopping mall.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.
Apply for Discover® More Card
Discover® More Card Details

Escape by Discover® Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
6 months
10.99%
$0

  • 25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months.
  • 2 Miles per $1 on all purchases.
  • No limit on the Miles you earn and Miles don´t expire.31
  • Fly on any airline, book any hotel or car, with no blackout dates.
  • Use Miles for travel, merchandise, gift cards or cash.
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%.
  • Industry Leading Customer Service.
  • Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance.
Apply for Escape by Discover® Card
Escape by Discover® Card Details

Discover® Student Tropical Beach Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
9 months
13.99%
$0

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
Apply for Discover® Student Tropical Beach Card
Discover® Student Tropical Beach Card Details

Discover® Student Open Road® Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
9 months
13.99%
$0

  • 0% Intro APR on purchases for 9 months.
  • Double Cashback Bonus® at any gas station and any restaurant.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
Apply for Discover® Student Open Road® Card
Discover® Student Open Road® Card Details

Discover® Motiva Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

3.99%
12 months
11.99%
$0

  • Earn Cashback Bonus for your good credit managment.
  • 5% to 20% Cashback Bonus at over 200 top retailers through our online shopping mall.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • 3.99% intro APR on balance transfers for 15 months, then the variable APR of 11.99% - 20.99%.
  • 3.99% intro APR on purchases for 12 months, then the variable APR of 11.99% - 20.99%.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options: choose from Partner gift cards, an electronic deposit to your bank account, or credit to your Discover card account to lower your balance.
Apply for Discover® Motiva Card
Discover® Motiva Card Details

Discover® Student Card - Monogram Collection Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
9 months
13.99%
$0

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
Apply for Discover® Student Card - Monogram Collection
Discover® Student Card - Monogram Collection Details

Discover® Student Clear Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
9 months
13.99%
$0

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
Apply for Discover® Student Clear Card
Discover® Student Clear Card Details

Discover® Open Road Card - $150 Restaurant.com Gift Certificate Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
12 months
11.99%
$0

  • Free $75 Restaurant.com Gift Certificate with first purchase.
  • 2% Cashback Bonus automatically at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 200 top retailers through our online shopping mall.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.
Apply for Discover® Open Road Card - $150 Restaurant.com Gift Certificate
Discover® Open Road Card - $150 Restaurant.com Gift Certificate Details

Miles by Discover® Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
6 months
10.99%
$0

  • 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year.
  • 1 Mile per $1 on every purchase.
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year.
  • No limit on the Miles you earn and Miles don´t expire.31
  • Fly on any airline, book any hotel or car, with no blackout dates.
  • Use Miles for travel, merchandise, gift cards or cash.
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%.
  • No Annual Fee, No Overlimit Fee, No Redemption Fee.
Apply for Miles by Discover® Card
Miles by Discover® Card Details

Discover® Student Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
9 months
13.99%
$0

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
Apply for Discover® Student Card
Discover® Student Card Details

Blue Cash Everyday(SM) Card from American Express Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
up to 12 months
17.24% - 21.24%
$0

  • No annual fee, flexibility to pay over time.
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
  • NO spend minimum, NO enrollment, and NO rotating rewards categories.
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card.
Apply for Blue Cash Everyday(SM) Card from American Express
Blue Cash Everyday(SM) Card from American Express Details

American Express® Premier Rewards Gold Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

n/a
n/a
n/a
$0

  • Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.
  • Build up Membership Rewards® points fast - earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
  • No annual fee for your first year of Card membership; then $175.
  • Use Pay with Points at American Express Travel and fly any airline, anytime, anywhere, with no blackout dates or seat restrictions.
Apply for American Express® Premier Rewards Gold Card
American Express® Premier Rewards Gold Card Details

The Platinum Card® from American Express Image
Intro APR
Intro Period
Regular APR
Annual Fee

n/a
n/a
n/a
$0

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.
  • Get up to $200 in Airline Fee Credits annually to cover incidental fees with your favorite airline.
  • Airport Club access for you and your guests.
  • Platinum Card® Concierge is at your service 24/7 to help with gift buying, reservation making, and more.
  • Use your Platinum Card abroad without the foreign transaction fees many other cards charge.
  • FINE HOTELS & RESORTS program offers special upgrades and amenities at more than 600 locations worldwide.
Apply for The Platinum Card® from American Express
The Platinum Card® from American Express Details

Delta Reserve Credit Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

n/a
n/a
14.5%
$0

  • Earn 10,000 Medallion® Qualification Miles (MQMs) with your first purchase, and Miles BoostsSM of up to 30,000 MQMs when you spend $60,000 in a calendar year.
  • Annual complimentary First-Class companion ticket with Card renewal.
  • Delta Sky Club™ access for you and your guests.
  • Check your first bag free on every Delta flight.
  • Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express.
Apply for Delta Reserve Credit Card
Delta Reserve Credit Card Details

Platinum Delta SkyMiles® Credit Card from American Express Image
Intro APR
Intro Period
Regular APR
Annual Fee

n/a
n/a
14.5%
$0

  • Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Cards to your account - redeem 25,000 miles for a flight.
  • No mileage earning limit, and miles don´t expire.
  • Check your first bag free on every Delta flight.
  • Annual complimentary companion ticket.
  • Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles® Credit Cardmembers from American Express.
Apply for Platinum Delta SkyMiles® Credit Card from American Express
Platinum Delta SkyMiles® Credit Card from American Express Details

True Earnings® Card from Costco and American Express Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
6 months
15.24%
$0

  • No annual fee for Costco members.
  • Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else.
Apply for True Earnings® Card from Costco and American Express
True Earnings® Card from Costco and American Express Details

Blue Sky from American Express® Image
Intro APR
Intro Period
Regular APR
Annual Fee

0%
up to 12 months
17.24% - 21.24%
$0

  • No annual fee, flexibility to pay over time.
  • Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company.
  • Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase.
  • Feel secure with protection from fraudulent charges and extensions of manufacturer´s warranties on eligible purchases.
Apply for Blue Sky from American Express®
Blue Sky from American Express® Details

American Express® Gold Card Image
Intro APR
Intro Period
Regular APR
Annual Fee

n/a
n/a
n/a
$0

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
Apply for American Express® Gold Card
American Express® Gold Card Details

Starwood Preferred Guest® Credit Card from American Express Image
Intro APR
Intro Period
Regular APR
Annual Fee

2.9%
6 months
15.24%
$0

  • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Redeem Starpoints® for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
  • No annual fee for the first year; then $65.
  • Stay 2 nights and get the 3rd night free at participating Sheraton® Hotels and Resorts worldwide.
  • Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
  • Smarter Travel Editor´s Choice Award for Best Travel Awards Card for Domestic Use.
Apply for Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express Details